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Nigeria Incentive-Based Risk Sharing System for Agricultural Lending

Farmers’ benefits from the Nigerian Incentive-based Risk Sharing for Agricultural Lending (NIRSAL)

The Nigeria Incentive-Based Risk Sharing System for Agricultural Lending (NIRSAL) is an initiative of the Central Bank of Nigeria (CBN), the Bankers Committee (BC) and the Federal Ministry of Agriculture & Rural Development (FMA&RD). The mandate of NIRSAL is to facilitate the flow of credit to agribusinesses and collaborate with Stakeholders to fix broken agricultural value chains in Nigeria.It is anchored on five pillars namely, Risk Sharing Facility, Insurance Facility, Technical Assistance Facility, Agricultural Bank Rating System and bank Incentive Mechanism.

West Africa and the Burden of EVD

  1. Overview of the Ebola Virus Disease Outbreak

The 2014 Ebola Virus Disease outbreak has indeed been one of the most alarming Ebola outbreaks in World history, and the first in the West African sub region, that has severely hit Guinea, Liberia, Sierra Leone and Nigeria with a significant risk to the World at large. The Center for Disease Control (CDC) and Prevention in collaboration with other U.S. government agencies, the World Health Organization (WHO), and other domestic and international disease management teams is currently providing technical assistance and control measures to the affected countries, (CDC Ebola Website and USAID August, 2014). 

The Effect of the Ebola Crisis on Agricultural Productivity In Sierra Leone

The Current Situation of Ebola Epidemic in Sierra Leone

The severe hit of the Ebola epidemic on the Agricultural sector of Sierra Leone economy is crucial to exacerbating wide spread hunger and poverty in the country if not contained in the shortest possible time.

Sierra Leone government after the dreadful foot prints of the eleven year rebel war in the recent past has prioritized agriculture as the engine of the national economy that can wheel forward all efforts for the attainment of socio-economic growth and sustainable development in the nation. This is not surprising because agriculture contributes nearly 50% to the country’s GDP and employs over 75% of its national work force. (State House, SLG; 2010 and 2004)  

Sierra Leone

Food Safety and Trade in Sierra Leone – Genetically Modified or Organic?


The interchangeable concepts of Biotechnology and Genetic Engineering can refer to the application of engineering principles to the processing of materials by biological agents to provide goods and services. These concepts have become commonplace of debates around the globe. One common element with the two is “genetic modification”, which simply implies the manipulation of an organism’s genetic make-up in order to create or enhance desirable characteristics from the same or another species (Australian Department of the Environment and Heritage, 2001).

Positioning for Global Export

Trade trends are changing rapidly in West Africa and Africa at large. Africa has been and remains the much larger market for ECOWAS manufactured products. Europe remains a large market for raw materials but Africa's manufactured exports to the intra-African market are growing at a much faster pace than the exports to the EU market.

Disclaimer: The views expressed in this website do not necessarily reflect the views of the European Union

Njala University


Federal University of Agriculture